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Loan against Gold Ornaments

Loan Amount 70% of total value estimated by bank’s approved valuer subject to a Maximum amount of Rs. 1,70,000/-
Security Gold Ornaments
Margin 30%
Repayment 1 – Year (Loan can be repaid earlier also)

Gold Term Loan

Eligibility : Individual/Firm/Company


  • For Personal & Family Needs, for meeting education,health, cultural, religion and social expense
  • Purchase,Construction,Repair or Renovation of House/Flat, purchase of household items, consumer durables, vehicles both (commercial/private)
  • For Business & Industry needs
  • Professional & self employed individuals.
Loan Amount 60% of total value estimated by bank’s approved valuer. Maximum up to 50 Lakhs.
Security Gold Ornaments
Margin 40% of valuation amount
Repayment 60EMI