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Purpose : Purchase of consumer durable, personal consumption expenditure etc.

Who are eligible ( Individuals, who are) :

  • Members of the Bank
  • Residing and employed within the area of operation of the Bank
  • All Govt. employee or employee of Semi Govt. Dept./ Autonomous Bodies, Corporation, Board, where Govt. stake is involved or employee of certain approved educational/ medical institutions.
Loan amount Rs. 5.00 lakh (maximum) subject to repayment capacity of the borrower.
Security No security required, except third party guarantee of two share holders of bank.
Repayment 60 EMI